Exclusive Benefits

In addition to our advocacy and community work, CSCJA members can also benefit from the exclusive supplementary health care, financial planning, and home and auto plans below.

  1. CSCJA Supplementary Health Care Insurance Plan
  2. Premier Business and Leisure Travel
  3. TELUS Health Care Centres Preventative Health Assessment
  4. Lawyers Financial Investments
  5. Lawyers Financial Home and Auto Program
  6. Judges Counselling Program

CSCJA Supplementary Health Care Insurance Plan – Sun Life Policy #16974

CSCJA members are eligible for exclusive and advantageous rates on a supplementary health care insurance plan that is unique in Canada. This program supplements the Public Service Health Care Plan (PSHCP) with benefits such as unlimited home nursing care, travel, hospital and other health care. Premiums are deducted from your payroll prior to retirement (personal pre-authorized debits required after retirement). The Association is the sponsor of the plan, underwritten by Sun Life and administered for the past 30+ years by The Prosure Group, A People Corporation. The CSCJA works with Prosure to negotiate and maintain favourable rates for members.

How to join?

Judges are eligible to enroll in the plan upon appointment to the bench and valid membership within the CSCJA. (Members who cancel their coverage are not eligible to rejoin in future.)

You can join within 90 days of appointment without health evidence. If you join the plan later, you will be required to provide health evidence, unless Sun Life offers an “open window period” in a following year.

You can also continue the plan after retirement as long as you enrolled prior. You must let The Prosure Group know that you are retiring so that your premium can be collected through preauthorized payment.

You cannot enroll in this plan after retirement. The Manulife portion of the Emergency Health Travel Insurance coverage terminates on retirement.

What is covered?
Our plan supplements the coverages under the PSHCP. For more information on how the coverages coordinate, please click here.

  1. $100.00 per day, over and above the PSHCP, for semi-private and private hospital rooms. *
  2. Out of Province/Country Emergency Health Care, of up to $200,000 in addition to PSHCP. This coverage is for trips of 40 days or less.
  3. Up to $500.00, every two years, for the cost of eyeglasses or contact lenses. *
  4. Up to $50.00 every two years for the cost of an eye exam. *
  5. Up to $1,500 for the cost of hearing aids, every 5 years. *
  6. Up to $1,000.00 per year for physiotherapy. *
  7. Charges for the services of a Personal Support Worker/Homemaker for 20 hours per week. If you are hospitalized the number of hours is increased to up to 24 hours per.
  8. Unlimited Private Duty Nursing at home for you and your dependents (as defined in the contract). The Public Service Health Care Plan must approve the claim first and there must be a medical need for a nurse as opposed to a caregiver. *
  9. A two-year extension of coverage for your spouse, at no charge, in the case of death while a member of the plan.

*Limits are per family member covered under the plan

These benefits, with the exception of #7, are all supplemental to the PSHCP and all claims must be submitted to Canada Life before submitting to our plan.

How do I file a claim?

Our plan is in addition to the PSHCP. All claims for the following benefits must first be submitted to the PSHCP (Canada Life):

  • Vision care
  • Hearing aids
  • Hospital rooms
  • Physiotherapy
  • Nursing care

Once paid, the explanation of benefits can be submitted to our plan (Sun Life #16974), along with the claim form to: brenda@prosure-group.com

Claims for Homecare/Personal Support Worker – These claims should be sent directly to our Sun Life policy #16974 as there is no coverage under the PSHCP for this benefit.  For the first claim you will need to send a doctor’s note stating that you need homecare coverage.  If you have been discharged from a hospital, make sure the note states that discharge date so that you can be reimbursed for the proper amount for the first 14 days.  The invoice from the service provider must have the name of the provider, the dates and hours they work and their hourly rate.  We will need a completed claim form each time you submit a receipt. Forms and receipts to be sent to: brenda@prosure-group.com

***Online claim submission to Sun Life is coming soon!

Out of Province/Country emergency health care – Manulife policy #PCO00013536

Serviced by Global Excel

  • Coverage from 40 up to 120 days from the day you leave the country. (PSHCP covers prior to 40 days)
  • Up to $5 M in coverage.
  • Pre-existing Condition Clause shall apply to those members 70 to 75 years of age.
    This benefit of our plan is no longer available upon retirement.

Summary booklet and wallet card

How do I file a claim?

Claims can be made if you are out of country or province for 40 days or more, up to 120 days.

IF YOU HAVE AN EMERGENCY, YOU MUST CALL GLOBAL EXCEL IMMEDIATELY BEFORE SEEKING TREATMENT.
They are available 24 hours a day, 7 days a week and can be contacted by calling:
From Canada and the United States, call TOLL FREE 1-833-685-2790
From anywhere else in the world, call COLLECT + 519-735-9448

When contacting Global Excel, you will be instructed how to submit your claim and what to submit.

Who can I contact?

Our dedicated account managers are available to assist with questions and support:

The Prosure Group
2255 Sheppard Avenue East
Suite 202, Atria I
Toronto, ON M2J 4Y1

Phone: 416.609.0989
Toll Free: 1.888.556.5559

Premier Business and Leisure Travel

All CSCJA members have access to a premier business and leisure travel booking service at exclusive rates with Corporate Traveller.

Program benefits include:

Access to a bilingual, experienced, dedicated Travel Manager to provide concierge style service.

24/7 access to support for emergency travel needs.

Custom traveller profile with the agency for easier and faster booking while ensuring preferences including government rates, frequent traveller or reward programs are applied. Support staff or any other travel arranger can be added to your profile.

Full itineraries are all in one place for ease of administration on expense claims.

Members looking for leisure travel and holiday packages have access to the Corporate Benefits program via Flight Centre for exclusive rates and perks as well as dedicated service. Access the Flight Centre member benefits here .

TELUS Health Care Centres Preventive Health Assessment

As a member of the CSCJA, you have access to a numerous health care services at a preferred rate, including the preventive health assessment. The TELUS Health Care Centres Preventive Health Assessment is a head-to-toe assessment that includes an extensive panel of tests and physical examinations to give you a full picture of your health.

During your assessment, you will benefit from unhurried time with your physician, a registered dietitian and a kinesiologist. Together, these clinicians will help you optimize your health and lifestyle, so you can mitigate any risks you may have.

For more information, please see the service costs and service details.

To take advantage of this benefits program, book your appointment online or call TELUS Health Care Centres at 1-800-361-3493 Monday to Friday, between 7:30 am and 6:00 pm ET.

Lawyers Financial Investments

Team up with Lawyers Financial to create an investing plan that makes sense for you.

PRIVATE WEALTH
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MANAGED FUNDS
Explore a curated selection of 20 best-in-class solutions and learn how managed funds can help you reach your long-term financial goals.

ROBO-ADVISOR
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DIRECT INVESTING
Do-it-yourself doesn’t have to mean go-it-alone. That’s why Lawyers Financial has teamed up with Canada’s best online broker, as ranked by MoneySense and The Globe & Mail.

LEARN MORE

The Lawyers Financial Investment Program is issued by The Great-West Life Assurance Company or its subsidiaries and administered by Morneau Shepell Ltd. Lawyers Financial products and plans are sponsored by The Canadian Bar Insurance Association (CBIA). Lawyers Financial is a trade mark of CBIA and is used under license by Morneau Shepell Ltd. and The Great-West Life Assurance Company.

Lawyers Financial Home and Auto Program

The Lawyers Financial Home and Auto Program is offered exclusively for legal professionals and includes:

  • Exclusive rates*
  • Up to 30% in additional savings
  • A hassle-free claims experience
  • Professional service

Get a quote by calling 1.877.314.6274 or visit the Lawyers Financial Home and Auto Insurance website.

*Savings amounts are not guaranteed and will vary depending upon your underwriting information.

Lawyers Financial Home and Auto Insurance Program (the “Program”) is underwritten by The Personal General Insurance Inc. in Quebec and by The Personal Insurance Company in all other provinces and territories (collectively “The Personal”). Lawyers Financial products and plans are sponsored by The Canadian Bar Insurance Association (“CBIA”). Lawyers Financial is a trade mark of CBIA and is used under license by The Personal and by Hunters International Ltd. Hunters International Ltd. is a licensed insurance broker promoting the Program. Certain conditions, limitations and exclusions may apply.

Judges Counselling Program

The Judges Counselling Program provides federally and provincially appointed active and retired judges, justices of the peace, masters, prothonotaries, and their spouses and eligible children (under 21 years of age, or under 25 years of age and attending accredited school, college or university on a full-time basis, or 20 or 24 years of age who was a dependant child as defined above when they became incapable of engaging in self-sustaining employment by reason of mental or physical impairment, and is primarily dependent upon the member for support and maintenance) with access to short-term counselling and work-life solutions services away from the workplace, where problems can be resolved in an environment of understanding and strict privacy. Confidential help for personal problems is just minutes away.

For more information, please visit the Judges Counselling Program website.